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Moving Insurance:

It Pays to Be Protected!


Damages: Although we are as careful as possible, from time to time damages may occur. If any damages is caused by our staff, at our discretion we will: repair the item or compensate for its depreciated value. China, glass,clocks, glassware, lamps, mirrors, pictures, artwork, televisions or any other fragile articles that are not packed and unpacked by ChicagoMoversPackers.Com will be moved at owners own risk. Because the mechanical condition of electronic and appliances is unknown; we only assume responsibility for items which are mishandled or receive visible damages by our staff. We are not responsible for unprotected flooring. If due to an inherent weakness in a piece of furniture (defect, prior repair, unstable condition) a damage occurs, you understand we will not be liable for any damage(s) to that piece. ChicagoMoversPackers.Com is only responsible for items in our immediate care. ChicagoMoversPackers.Com assume no responsibility for money, jewelry, or any other valuables. Please make sure these items are safely put away before our moving crew arrives.

ChicagoMoversPackers.Com moving policy in regards to particle boards/ready to assemble furniture: These items are not structurally created to be moved once assembled. We will not repair or replace these items in event they are damaged during the move.



Basic coverage: “released value protection” and is set at 60 cents per pound. This means that you will be reimbursed for everything from your paperclips to family heirlooms at 60 cents per pound. This coverage coast $150.00 and does NOT cover items like: pianos, China cabinets, heavy leather couches, fridges and Safes.

All of your material belongings are certainly worth more than 60 cents a pound. For that reason, we also offer what’s called “full-value protection” The coverage is based on your valuation of the contents being transported. The cost is based on about 1 percent of the valuation, so if you decide all of your belongings being shipped are worth $50,000, you would pay about $500 for full-value protection.

Full-value protection allows the ChicagoMoversPackers.Com two options if any articles are lost, destroyed or damaged during the move. This is also called “full replacement value.” The ChicagoMoversPackers.Com, not the consumer, decides how amends will be made for the property.

The ChicagoMoversPackers.Com can either have the item repaired so it is in the same condition as it was before being damaged or they can replace the item with another of like-kind. Basically, if your two-year-old washing machine is smashed, the moving company will not replace it with a new one. You will likely be given the fair-market value of a two-year-old washing machine.

Movers are not required to reimburse you for any item that is valued at more than $100 per pound unless it is specifically listed on the shipping documents. This is set by the Surface Transportation Board, the federal organization that oversees moving companies. For example, a bracelet that weighs four ounces and worth more than $25 ($100 per pound) must be listed on the shipping documents or it will not be covered if it is lost, damaged or destroyed during the move.

If you opt for this coverage, you will have to inventory your belongings and list everything that is valued at more than $100 per pound and make sure it is listed on the shipping documents so that you are covered. This can be an overwhelming task once you start looking through your belongings.

What’s not covered:

With valuation coverage, movers are not responsible for items in boxes they did not pack. Unless the box shows significant damage, you are not likely to be covered for damage to anything inside the box. You are also not covered for “natural disasters,” such as fire, hurricane, tornado, windstorm, hail, etc. Also, if items are damaged while in storage that is not controlled by the ChicagoMoversPackers.Com, you are not covered.

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